Deposit Accounts
“Get on Track” Package ($35 to open)
(For members who are developing savings habits and/or paying off debt.)
- Member Savings account
- Direct deposit
- OPPS 24 Telephone banking
- Money$ense Classes
- Action plan for savings and reducing debt
- Tracker Loan (optional)
- Click here for membership application
“Basic” Package ($75 to open)
(An affordable package of basic financial services.)
- Member Savings account
- Direct deposit
- E-banking and OPPS 24 Telephone Banking
- Debit card
- Member Checking account
- Click here for membership application
"PowerSaver" Package ($75 to open)
- Member Savings Account
- Direct deposit
- E- banking and OPPS 24 Telephone Banking
- Debit card
- Automatic Transfer to Savings and/or Loan Payments
- Member Checking account ($40 to open) with no monthly service fee
- Click here for membership application
Share Draft/Checking Account
A deposit account with check writing privileges. There is no minimum monthly balance required. The minimum opening balance is $40.00.
Holiday/Savings Club Account
This savings account allows members to save regularly for a specific goal or holiday. Minimum opening balance is $5.00
Click here for our Savings rates; Certificate of Deposit Rates; Fee Schedule.
Contact Us For More Information.
Money Market Savings Account
This is a high interest savings account for members who want to make a higher rate of return and who will have limited activity on this account. There are limits on the number of pre-authorized, electronic and telephone transfers each month. Interest is paid based on the balance with higher rates for larger balances. The minimum opening balance is $500 which must be maintained in order to receive interest and avoid a monthly fee.
Money Market Checking Account
This is a high interest savings account with limited check writing privileges. There are limits on the number of pre-authorized, electronic and telephone transfers each month. The minimum opening balance is $500 which must be maintained in order to receive interest and avoid a monthly fee.
Certificate of Deposit (CD)
This is a fixed term deposit that pays a higher rate of interest than a regular savings account. This is an option for members who want to save for a specific goal and who are building assets. This is not a good option for people who need access to their money before maturity as there are penalties for withdrawal before maturity. Members can chose maturities from 6 months to 10 years. Minimum initial deposit is $500.
PowerSaver CD
This is a great product for members who want to start with a small CD of $100 and add to it over 12 months. The CD pays a higher rate of interest than a savings account, and has a $100 minimum opening deposit. The term is for 12 months with a penalty for early withdrawal.
Individual Retirement Accounts/IRA CD's
This savings product targets members who setting aside money for the long term towards retirement. There are tax advantages to this and likewise IRS penalties for early withdrawal. Minimum deposit is $500.
