Opportunities Credit Union

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Business Products

Gardner Fund Loan: This fund was established to honor the dedication and entrepreneurial spirit of our former Board Chair Oliver Gardner. It provides affordable micro business loans to entrepreneurs in our community who like Oliver aspire to start a business, build assets, create jobs for themselves and others in the community.Apply Now


NEK 55 Fund: The North East Kingdom 55 fund (representing the 55 towns in the NEK) was established to provide affordable financing to start ups and expanding businesses that are based in Caledonia, Orleans or Essex counties. The purpose of the fund is to build a stronger community through economic activity (jobs, income, affordable financing) and local partnerships.

Learn More Apply Now


Asset Purchases: Update or buy new stock, furniture, fixtures, equipment, inventory, and vehicles.

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Commercial Real Estate: We have financing options for you when you’re ready to move into your own location or purchase an income producing property.

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Working Capital: We can finance working capital which allows you to expand your business with interest rates that won’t drag down your bottom line.

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Leasehold Improvements: We provide loans for improving the space you lease.

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Line of Credit: Uninterrupted cash flow is the key to a successful business. Use an Opportunities Line of Credit to purchase supplies, inventory and for temporary cash flow.

Apply Now


Debt Refinancing: Consolidate existing business debt into one easy payment, which may help lower your interest expense and improve your bottom line.

Apply Now


 

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Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]

What do you think about financial counseling?

December 14, 2020

I started financial counseling during the foreclosure crisis in 2008. A decade ago many of my clients felt isolated by their financial struggles. It was challenging for adults who struggled with their finance to find professional assistance, and the area of personal finance appeared to be an exclusive world. Today, I hear more people speaking […]

Simple 5 Loan – Get a quick loan to help out this holiday season

November 21, 2020

The weather has gotten cooler, and we’ve taken out our winter clothing. The holiday season is coming up, and so is the snow. At Opportunities Credit Union (OCU) we’re working hard to wrap up 2020, and we continue to innovate ways to best serve our customers.   This time of year can be difficult for […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
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Routing Number - 011692588

 
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