Gardner Fund Loan: This fund was established to honor the dedication and entrepreneurial spirit of our former Board Chair Oliver Gardner. It provides affordable micro business loans to entrepreneurs in our community who like Oliver aspire to start a business, build assets, create jobs for themselves and others in the community.Apply Now
NEK 55 Fund: The North East Kingdom 55 fund (representing the 55 towns in the NEK) was established to provide affordable financing to start ups and expanding businesses that are based in Caledonia, Orleans or Essex counties. The purpose of the fund is to build a stronger community through economic activity (jobs, income, affordable financing) and local partnerships.
Asset Purchases: Update or buy new stock, furniture, fixtures, equipment, inventory, and vehicles.
Commercial Real Estate: We have financing options for you when you’re ready to move into your own location or purchase an income producing property.
Working Capital: We can finance working capital which allows you to expand your business with interest rates that won’t drag down your bottom line.
Leasehold Improvements: We provide loans for improving the space you lease.
Line of Credit: Uninterrupted cash flow is the key to a successful business. Use an Opportunities Line of Credit to purchase supplies, inventory and for temporary cash flow.
Debt Refinancing: Consolidate existing business debt into one easy payment, which may help lower your interest expense and improve your bottom line.