Opportunities Credit Union

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Simple Checking + Basic Savings

RATEAPY*MINIMUM BALANCE REQUIREDMONTHLY SERVICE CHARGE 
.10%.10%$25Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Wow Checking

RATEBALANCEAPY*BALANCE REQUIREDMONTHLY SERIVCE CHARGE 
.0% $0 - $199-$50Free
.50%$200 - $9,999.501$200Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Money Market Account

RATEREQUIRED BALANCE TO EARN INTERESTAPY**MONTHLY SERVICE FEE
.00%$0 - $5000Free
.15%$500 - $9,999.15%Free
.25%$10,000 - $50,000.25%Free
.40%$50,000 - $99,000.401%Free
.50%$100,000 and over.501%Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

“No Interest” Savings

RateAPYMINIMUM BALANCEMONTHLY SERVICE CHARGE
0%0%$25Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Super-Duper Kid’s Savings Account

RATEAPYMINIMUM BALANCE MINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE FEE
.25%.25%$25$25Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Certificates and IRA Certificates

TIMERATEAPY*MINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE CHARGE 
12-Month Member "Add-to".60%.601%$100Free
18-Month.65%.652%$500Free
24-Month.70%.702%$500Free
36-Month.75%.752%$500Free
48-Month.85%.853%$500Free
60-Month.95%.953%$500Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

“Pay it forward” CD

TERMMEMBER EARNSCHAIRTY EARNSTOTAL RATEMEMBER APY
12-MONTH.45%.35%.80%.802%
18-MONTH.60%.30%.90%.903%

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Money Market Special

RATEBALANCEAPY*BALANCE REQUIREDMONTHLY SERIVCE CHARGE 
.0% $0 - $199-$50Free
.50%$200 - $9,999.501$200Free

Disclaimers are at the bottom of this page. Rates may change without notice.


DISCLAIMERS

* APR = annual percentage rate is an annual rate charged for borrowing or earned through an investment. 

** APY = annual percentage yield which is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest.

APY is based on monthly interest compounding for Regular Member Savings, E-Checking Account and Savvy Senior Checking Account. Quarterly interest compounding applies to all Certificates of Deposit Accounts and assumes interest remains in the account until closed.

Penalties may apply for early withdrawal of Certificate of Deposit Accounts. These accounts will automatically renew at maturity unless funds are withdrawn or a written notice is received within the 10 day grace period.

Rates may change without notice.

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Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]

What do you think about financial counseling?

December 14, 2020

I started financial counseling during the foreclosure crisis in 2008. A decade ago many of my clients felt isolated by their financial struggles. It was challenging for adults who struggled with their finance to find professional assistance, and the area of personal finance appeared to be an exclusive world. Today, I hear more people speaking […]

Simple 5 Loan – Get a quick loan to help out this holiday season

November 21, 2020

The weather has gotten cooler, and we’ve taken out our winter clothing. The holiday season is coming up, and so is the snow. At Opportunities Credit Union (OCU) we’re working hard to wrap up 2020, and we continue to innovate ways to best serve our customers.   This time of year can be difficult for […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
1.800.MasterCard

Routing Number - 011692588

 
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