Simple Checking + Basic Savings
| RATE | APY* | MINIMUM BALANCE REQUIRED | MONTHLY SERVICE CHARGE | |
|---|---|---|---|---|
| .10% | .10% | $25 | Free | |
Disclaimers are at the bottom of this page. Rates may change without notice.
Wow Checking
| RATE | BALANCE | APY* | BALANCE REQUIRED | MONTHLY SERIVCE CHARGE | |
|---|---|---|---|---|---|
| .0% | $0 - $199 | - | $50 | Free | |
| .15% | $200 - $50,000 | .15% | $200 | Free | |
| .30% | Over $50,000 | .30% | $200 | Free | |
Disclaimers are at the bottom of this page. Rates may change without notice.
Money Market Account
| RATE | REQUIRED BALANCE TO EARN INTEREST | APY** | MONTHLY SERVICE FEE |
|---|---|---|---|
| .00% | $0 - $500 | 0 | Free |
| .05% | $500 - $9,999 | .05% | Free |
| .15% | $10,000 - $50,000 | .15% | Free |
| .25% | $50,000 - $99,000 | .25% | Free |
| .35% | $100,000 and over | .35% | Free |
Disclaimers are at the bottom of this page. Rates may change without notice.
“No Interest” Savings
| Rate | APY | MINIMUM BALANCE | MONTHLY SERVICE CHARGE |
|---|---|---|---|
| 0% | 0% | $25 | Free |
Disclaimers are at the bottom of this page. Rates may change without notice.
Super-Duper Kid’s Savings Account
| RATE | APY | MINIMUM BALANCE | MINIMUM BALANCE TO EARN INTEREST | MONTHLY SERVICE FEE |
|---|---|---|---|---|
| .25% | .25% | $25 | $25 | Free |
Disclaimers are at the bottom of this page. Rates may change without notice.
Certificates and IRA Certificates
| TIME | RATE | APY* | MINIMUM BALANCE TO EARN INTEREST | MONTHLY SERVICE CHARGE | |
|---|---|---|---|---|---|
| 12-Month Member "Add-to" | .40% | .40% | $100 | Free | |
| 18-Month | .45% | .45% | $500 | Free | |
| 24-Month | .50% | .50% | $500 | Free | |
| 36-Month | .55% | .55% | $500 | Free | |
| 48-Month | .60% | .60% | $500 | Free | |
| 60-Month | .95% | .953% | $500 | Free | |
Disclaimers are at the bottom of this page. Rates may change without notice.
“Pay it forward” CD
| TERM | MEMBER EARNS | CHAIRTY EARNS | TOTAL RATE | MEMBER APY |
|---|---|---|---|---|
| 12-MONTH | .45% | .35% | .80% | .802% |
| 18-MONTH | .60% | .30% | .90% | .903% |
Disclaimers are at the bottom of this page. Rates may change without notice.
Money Market Special
| RATE | BALANCE | APY* | BALANCE REQUIRED | MONTHLY SERIVCE CHARGE | |
|---|---|---|---|---|---|
| .0% | $0 - $199 | - | $50 | Free | |
| .15% | $200 - $50,000 | .15% | $200 | Free | |
| .30% | Over $50,000 | .30% | $200 | Free | |
Disclaimers are at the bottom of this page. Rates may change without notice.
DISCLAIMERS
* APR = annual percentage rate is an annual rate charged for borrowing or earned through an investment.
** APY = annual percentage yield which is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest.
APY is based on monthly interest compounding for Regular Member Savings, E-Checking Account and Savvy Senior Checking Account. Quarterly interest compounding applies to all Certificates of Deposit Accounts and assumes interest remains in the account until closed.
Penalties may apply for early withdrawal of Certificate of Deposit Accounts. These accounts will automatically renew at maturity unless funds are withdrawn or a written notice is received within the 10 day grace period.
Rates may change without notice.
