Opportunities Credit Union

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Simple Checking + Basic Savings

RATEAPY*MINIMUM BALANCE REQUIREDMONTHLY SERVICE CHARGE 
.10%.10%$25Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Wow Checking

RATEBALANCEAPY*BALANCE REQUIREDMONTHLY SERIVCE CHARGE 
.0% $0 - $199-$50Free
.15%$200 - $50,000.15%$200Free
.30%Over $50,000.30%$200Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Money Market Account

RATEREQUIRED BALANCE TO EARN INTERESTAPY**MONTHLY SERVICE FEE
.00%$0 - $5000Free
.05%$500 - $9,999.05%Free
.15%$10,000 - $50,000.15%Free
.20%$50,000 - $99,000.20%Free
.25%$100,000 and over.25%Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

“No Interest” Savings

RateAPYMINIMUM BALANCEMONTHLY SERVICE CHARGE
0%0%$25Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Super-Duper Kid’s Savings Account

RATEAPYMINIMUM BALANCE MINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE FEE
.25%.25%$25$25Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Certificates and IRA Certificates

TIMERATEAPY*MINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE CHARGE 
3-Month.10%.10%$500Free
6-Month.20%.20%$500Free
12-Month.35%.351%$500Free
18-Month.35%.351%$500Free
24-Month.45%.451%$500Free
36-Month.60%.601%$500Free
48-Month.65%.651%$500Free
60-Month.80%.802%$500Free

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

“Pay it forward” CD

TERMMEMBER EARNSCHAIRTY EARNSTOTAL RATEMEMBER APY
12-MONTH.45%.35%.80%.802%
18-MONTH.60%.30%.90%.903%

See requirements and details

Disclaimers are at the bottom of this page. Rates may change without notice.

Money Market Special

RATEBALANCEAPY*BALANCE REQUIREDMONTHLY SERIVCE CHARGE 
.0% $0 - $199-$50Free
.15%$200 - $50,000.15%$200Free
.30%Over $50,000.30%$200Free

Disclaimers are at the bottom of this page. Rates may change without notice.


DISCLAIMERS

* APR = annual percentage rate is an annual rate charged for borrowing or earned through an investment. 

** APY = annual percentage yield which is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest.

APY is based on monthly interest compounding for Regular Member Savings, E-Checking Account and Savvy Senior Checking Account. Quarterly interest compounding applies to all Certificates of Deposit Accounts and assumes interest remains in the account until closed.

Penalties may apply for early withdrawal of Certificate of Deposit Accounts. These accounts will automatically renew at maturity unless funds are withdrawn or a written notice is received within the 10 day grace period.

Rates may change without notice.

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System Upgrade!

May 2, 2022

Mobile Banking and Ebanking will be unavailable the weekend of May 20th To better serve, our members, Opportunities Credit Union is upgrading our systems Saturday, May 21, 2022 & Sunday, May 22, 2022 What this means for you: Potential interruption of your access to your account information and funds. We appreciate your patience and apologize […]

Salt & Bubbles

February 23, 2022

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful place for her employees and guests. Kayla turned to Opportunities Credit Union as a financing partner and was pleased to experience the hands on process […]

Hinterland Bridal

February 23, 2022

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business plan. At Opportunities you are not just a number, and we spend the time to understand every project. Equipped with the right financial education we […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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