Opportunities Credit Union

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Deposit Rates

Basic Savings

RATEAPY**MINIMUM BALANCE REQUIREDMONTHLY SERVICE CHARGE
.10%.10%$25Free

See requirements and details

WOW Checking

RATEBALANCEAPY**BALANCE REQUIREDMONTHLY SERIVCE CHARGE
.0% $0 - $199-$50Free
.15%$200 - $49,999.15%$200Free
.30%Over $50,000.30%$200Free

See requirements and details

Money Market Checking

REQUIRED BALANCE TO EARN INTERESTRATEAPY**
$0 - $499.00%.00%
$500 - $9,999.50%.501%
$10,000 - $49,999.60%.602%
$50,000 - $99,999.75%.753%
$100,000 and over1.00%1.005%

See requirements and details

Super-Duper Kids’ Savings

RATEAPY**MINIMUM BALANCE MINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE FEE
.25%.25%$25$25Free

See requirements and details

Member CDs

TIMERATEAPY**MINIMUM BALANCE TO EARN INTEREST
3-Month0.25%0.25%$500
6-Month0.75%0.752%$500
12-Month0.75%0.752%$500
18-Month0.75%0.752%$500
24-Month0.75%0.752%$500
36-Month0.75%0.752%$500
48-Month0.75%0.752%$500
60-Month0.75%0.752%$500
Pay it Forward CD
12 Month
18 Month

0.75%
0.75%

0.752%
0.752%

$500
$500
12 Month Special4.00%4.060%$500
New Money only

See requirements and details

“Pay It Forward” CD

TERMMEMBER EARNSCHARITY EARNSTOTAL RATEAPY*
12-MONTH.45%.35%.80%.802%
18-MONTH.60%.30%.90%.903%

See requirements and details

Money Market Savings

Required Balance to Earn InterestRatesAPY**
$0 - $4990.00%0.00%
$500 - $9,999.50&.501%
$10,000 - $49,999.60%.602%
$50,000 - $99,999.75%.753%
$100,000 and over1.00%1.005

Requirements and Details:

* APY stands for “annual percentage yield” which is the rate earned on a deposit after the effect of compounding interest.

APY is based on monthly interest compounding for Regular Member Savings, E-Checking Account and Savvy Senior Checking Account. Quarterly interest compounding applies to all Certificates of Deposit Accounts and assumes interest remains in the account until closed.

Penalties may apply for early withdrawal of Certificate of Deposit Accounts. These accounts will automatically renew at maturity unless funds are withdrawn or a written notice is received within the initial 10-day grace period.

Rates may change without notice.

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We put the person in personal lending

October 17, 2022

Check out our latest video about this heart warming story of one of our members that was in a pinch!   Learn More    

Salt & Bubbles

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful […]

Hinterland Bridal

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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