Opportunities Credit Union is aware of the significant breach of personal information at the Equifax credit reporting agency. Please read below for information regarding the breach and what you can do to help ensure your credit and identity are safe
There are steps to take to help protect your information from being misused. Visit Equifax’s website, http://www.equifaxsecurity2017.com/.
You can access frequently asked questions at the site.
Here are some other steps to take to help protect yourself after a data breach:
- Check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. Accounts or activity that you don’t recognize could indicate identity theft. Visit IdentityTheft.gov to find out what to do.
- Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent a thief from making charges to your existing accounts.
- Monitor your existing credit card and bank accounts closely for charges you don’t recognize.
- If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you.
Visit Identitytheft.gov/databreach to learn more about protecting yourself after a data breach.