Opportunities Credit Union

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Borrow and Save

Borrow and $ave is a safe, convenient small-dollar loan that also adds to your savings.

If you need to borrow up to $1625, want more in your savings or need to avoid or payoff a “high cost” loan, ask us how this product can help you.

Borrow and $ave formerly our tracker loan provides some of the same advantages: increased savings, improved plus credit scores with timely payments, breaking a cycle of high cost debt, paying off collections and addressing other barriers to becoming more financially stable and also giving you money now.

Consider this loan if you:

  • Need a small loan for an immediate need (appliances, home repair, computers, auto repairs, emergencies, security deposits, and education)
  • Want to pay off or avoid a high-cost loan
  • Have a “low credit score” or no score or credit history
  • Are ready to become a better saver

 

There are 4 options:

    Option 1 is a $500 loan
  • • Up to 12 month term

  • • $325 of the proceeds may be available at the loan closing

  • • $175 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 2 is a $1000 loan
  • • Up to 12 month term

  • • $650 of the proceeds may be available at the loan closing

  • • $350 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 3 is a $1,500 loan
  • • Up to 12 month term

  • • $975 of proceeds may be available at the loan closing

  • • $525 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 4 is a $2,500 loan
  • • Up to 36 month term

  • • $1625 of proceeds may be available at the loan closing

  • • $875 of the loan proceeds will be deposited into a Borrow and $ave Account

RATES APPLY






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Our Impact

February 9, 2024

Opportunities turns 35 this year, so it’s time to look back at our Impact over time. We have made just over $650 MILLION in community development loans since we were […]

When Dreams Come True – We Smile!

July 21, 2023

At Opportunities, when a family buys their first home, we smile. When we can help them find $50,000 toward their down payment, the smiles spread beyond our branches to our […]

Buying a house for the grandchildren

June 6, 2023

When one of our members was awarded full custody for her 4 grandchildren, her rental apartment all of a sudden was a tight squeeze. Diane was living self-sufficiently in a […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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