Mortgage Lending
Your home lending needs are as unique as you.
Opportunities Credit Union provides local, personalized service to help you navigate the process of buying a home in Vermont. Our loan originators are some of the best in the business, and can get your mortgage signed, sealed, and delivered fast.
We offer
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Fixed Rate Loans
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Adjustable Rate Mortgages (ARM’s)
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Energy Efficiency Improvement Loans
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Home Improvement Loans for Smaller Needs
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Manufactured Home Loans
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Down Payment and Closing Cost Assistance
MORTGAGE LOAN RATES
| PRODUCT | TERM | RATE | APR% | POINTS |
|---|---|---|---|---|
| Single Family(SF) Conventional Fixed | 30 year 20 year 15 year 10 year | 5.375% 5.000% 4.875% 4.625% | 5.384% 5.035% 4.880% 4.649% | 0% |
| SF 7/1 ARM | 30 year | 4.50% | 4.716% | 1.00% (0% on Shared Equity Homes) |
| 2-4 Unit 7/1 ARM | 30 year | 4.50% | 4.892% | 1.50% |
| 20 Year Conventional 1-4 Units | 20 year | 4.375% | 4.641% | 1.00% |
| 15 Year Conventional 1-4 Units | 15 year | 3.99% | 4.109% | 1.00% |
| Mobile Home in a Park/Co-op | 10 year | 9.99% | 10.551% | 1.50% |
| 3/1 ARM | 30 Year | 2.99% | 3.110% | 1.00% |
| 5/1 ARM | 30 year | 3.49% | 3.615% | 1.00% |
