Opportunities Credit Union

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Mortgage Lending

Mortgage Lending

 

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Your home lending needs are as unique as you.

Opportunities Credit Union provides local, personalized service to help you navigate the process of buying a home in Vermont. Our loan originators are some of the best in the business, and can get your mortgage signed, sealed, and delivered fast.

We offer

  • Fixed Rate Loans

  • Adjustable Rate Mortgages (ARM’s)

  • Energy Efficiency Improvement Loans

  • Home Improvement Loans for Smaller Needs

  • Manufactured Home Loans

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Contact us with any questions about your next mortgage.
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MORTGAGE LOAN RATES

PRODUCTTERMRATEAPR%POINTS
Single Family(SF)
Conventional Fixed
30 year
20 year
15 year
10 year
5.375%
5.000%
4.875%
4.625%
5.384%
5.035%
4.880%
4.649%
0%
SF 7/1 ARM 30 year4.50%4.716%1.00%
(0% on Shared Equity Homes)
2-4 Unit 7/1 ARM30 year4.50%4.892%1.50%
20 Year Conventional
1-4 Units
20 year4.375%4.641%1.00%
15 Year Conventional 1-4 Units15 year3.99%4.109%1.00%
Mobile Home in a Park/Co-op10 year9.99%10.551%1.50%
3/1 ARM 30 Year2.99%3.110%1.00%
5/1 ARM 30 year3.49%3.615%1.00%
This table was last updated 2-18-2022. Loan Rates Schedule highlights current conditions, rates, fees and charges applicable to some of the popular loan products at Opportunities Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Rates are variable and subject to change without notice. Contact our lending team to qualify for a product that meets your needs.

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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

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AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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