|Schedule a time with a Money$ense Counselor.||Schedule a time.|
Home Buyer Education:
Are you considering buying a home? Not sure if you’re ready? This class will prepare you for home ownership. This workshop will focus on:
- The Role of the Lender, Realtor, Attorney & Home Inspector
- The importance of Credit
- Mortgage Loan Basics
- Comparing Mortgage loan products
- Budgeting & Saving
- Energy Efficiency Programs
Control Your Money
This interactive workshop covers the basic steps to developing a spending plan and learning the art of money management. A budget can prevent overspending and allow you to save for a rainy day, seasonal needs or emergencies. Learn creative ways to save money & exchange tips with other attendees. This workshop will focus on:
- Benefits of Budgeting
- Tools to Track Spending
- How to Create a Budget
To Your Credit
Your credit score can affect your job, insurance and ability to borrow at an affordable rate. Understanding your credit report and how your score is calculated will be explained along with what may raise or lower it. You will be taught the credit protection laws and your consumer rights.
- What is a Credit Score?
- How to Read a Credit Report
- How to Order a Credit Report
- How to Repair & Rebuild Your Credit
We’ll Come to You!
Are you interested in having us speak at your organization? We have done “Lunch and Learn” presentations for employees of local businesses, classes for students at all levels, and in-house workshops with other community development organizations. Our current presentations cover topics in Financial Literacy like Preparing for Emergencies, Fraud Awareness, How to Handle Credit Cards, Demystifying Credit Scores, and Building Financial Freedom. We can accommodate a small number of students in our Winooski Office, or we can come to you. Let’s work together to make the presentation that works best for you and your team! Email Katherine Bensen at KBensen@oppsvt.org.