Business Lending

At Opportunities Credit Union, we believe that small and micro businesses build strong communities, create jobs and offer opportunities for growth. We have programs and partnerships that meet the needs of many types of businesses

Biz 444-Business – Jobs – Vermont Business Lending with rates as low as 4.44%

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Gardner Fund-Looking for a micro business loan? This product is for entrepreneurs who require less than $10,000.

SBA Programs–We are a certified Small Business Administration 7(A) Loan, SBA Express, Export Express, 504 Loan and SBA Veterans Advantage Lender. These programs offer advantages to borrowers who qualify.

VEDA– We are a Vermont Economic Development Authority lender. This program has several options for small business borrowers including energy efficiency programs that might meet your business needs.

VEIC– Energy Efficiency Loans- We offer affordable energy efficiency financing for your business or farm working with Vermont Energy Investment Corporation and the Vermont Economic Development Authority. Find out more about these programs and incentives.

Start Ups– We lend to start-up businesses and we help you as you grow!

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Click Learn More about our programs and find one that may work for your business:

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Why are e-bikes so cool?

July 31, 2020

Have you been dreaming of cruising in style down Main street in a brand new e-bike? Do you even know what an e-bike is, or what all the features are? Regardless, you can save on gas money, get in better shape, cut down on carbon emissions, get access to instant rebates and zero-percent financing. Working […]

Community Declaration of Racism as a Public Health Emergency

July 16, 2020

Opportunities Credit Union will sign the community declaration of racism as a public health emergency today. Along with more than 30 other Chittenden County organizations we acknowledge the structural racism that is now exacerbated by the COVID-19 pandemic with, “Black and Latino people in the U.S. have been nearly three times as likely as white […]

Upgrade Your Appliances and Save Money

July 7, 2020

You could save big with energy-efficient appliances every day, and even better, you can now upgrade to new energy-efficient appliances with our new energy-efficient appliance loan program. Read further to see what type of appliances are eligible for as low as 0% interest loans and if you meet the requirements for this program. You can […]

Business Lending

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