Opportunities Credit Union

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Why OCU?


We are focused on improving the financial stability of Vermonters and our community. Our members come from over 220 towns in Vermont and over 42 countries of origin. Each member has his or her own unique story and financial goals. Our investors and partners are equally focused on having an impact in our target market.

Mission Statement:

To create wealth and promote economic development by bringing affordable capital and financial services to low-income and other traditionally underserved populations.

Our motto “We don’t say ‘no’, we say when” reinforces our mission:

Opportunities Credit Union provides innovative and affordable loan and deposit programs for credit building and repair, business and home ownership, consumer needs, modified vehicles, adaptive equipment and energy improvements along with financial education and counseling solutions that have been tailored for our target market. We offer solutions & provide an “Asset Path” to financial security. Given our mission and target market, Opportunities Credit Union faces unique opportunities and challenges specific to credit unions who service the financial needs of people of modest income and assets. These realities are factored into the design of our products, services and delivery systems.

OCU brings unique assets to any community development partnership. We coordinate with a wide range of public/ private entities to gain access to different segments of our target market & leverage our joint resources. Our collaborations and support includes hundreds of partners, social and community investors, foundations and friends who choose to share their resources and place their money with us in order to allow us to continue to improve the lives of their families, co-workers, friends and communities. Please check out our unique products and services and read more about us in our annual report.

We welcome you to join Opportunities and to share in improving the lives of all Vermonters!

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Interested in an internship, research project, or a collaboration? Please contact us:

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What’s YOUR opportunity?

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Vehicle Financing

February 25, 2021

My fiancé has driven the same vehicle since he drove it off the showroom floor 13 years ago. With the decision made to retire this vehicle in favor of something more reliable and more importantly affordable, we began the process of looking for the right family vehicle.  His birthday was coming up and living through […]

Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]

What do you think about financial counseling?

December 14, 2020

I started financial counseling during the foreclosure crisis in 2008. A decade ago many of my clients felt isolated by their financial struggles. It was challenging for adults who struggled with their finance to find professional assistance, and the area of personal finance appeared to be an exclusive world. Today, I hear more people speaking […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
1.800.MasterCard

Routing Number - 011692588

 
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