Opportunities Credit Union

  • Join Us
  • Opportunities
    • Why OCU?
      • press release
    • Invest In OCU
    • Events
    • Blog
      • News
      • Member Moments
      • Stories
    • Annual Report
    • Staying Secure Online
    • Board of Directors
    • Careers
    • Forms & Applications
    • Contact
    • Locations & Hours
  • E-Services
    • E-Banking
    • Mobile Banking
    • Mobile Deposit
    • File Exchange
    • Home Self Service
  • DEPOSITS
    • Savings Accounts
    • Checking Accounts
    • Pay it Forward CD
    • Rates
    • Fee Schedule
  • Loans
    • Personal
    • Home Energy Loan by Efficiency Vermont
    • Energy
    • Home
    • Business Lending
    • Rates
    • Fee Schedule
  • Financial Education
    • One to One Mentoring
    • Financial Workshops

Checking Accounts

banner4

 

eChecking WOW Account

This account is for members who want to bank mostly electronically and pays a high rate of interest. It requires $50 to open the account and pays a higher interest rate (currently .15% APY) if you maintain a minimum average daily balance of $200 up to $10,000. To earn this rate you must make a direct deposit per month, have electronic statements and conduct 5 POS transactions monthly.

Learn More Sign-up


Simple Checking Account

For members who want a basic checking account, the Simple Checking offers a $50 minimum to open and check writing. The account has no monthly service charges if you have electronic statements. (You may elect having paper statements for $3.00 per month.)

Learn More Sign-up


Savvy Seniors  WOW Checking Account

With no minimum balance requirement or monthly service charge, this account is perfect for members 55 and over.  It provides all of the features of our e-Checking WOW account and includes 5 free money orders a month. This account is for members who want to bank mostly electronically and pays a high rate of interest. It requires $50 to open the account and pays a higher interest rate (currently .15% APY) if you maintain a minimum average daily balance of $200 up to $10,000. To earn this rate you must make a deposit of at least $200 per month and have electronic statements monthly.

Learn More Sign-up


Money Market Checking Accounts

This account offers check writing and debit card privileges and pays higher rates as your balance grows.

Learn More Sign-up


Biz Checking Account

This account is for LLC, corporation, or partnership businesses using an employer identification number (EIN). It requires $100 to open an account.

Learn More Sign-up


Micro Biz WOW Checking Account

This account is for Sole Proprietorship / DBA businesses using a Personal Tax Identification Number (TIN) or social security number. It requires $100 to open the account and pays a higher interest rate (currently .25% APY) if you maintain a minimum average daily balance of $500 up to $20,000. To earn this rate you must make a deposit of at least $200 per month, have electronic statements and conduct 20 POS transactions monthly.

Learn More Sign-up


 Non-Profit Checking Account

This account is for non-profit businesses that qualify under the tax code using a TIN. It requires $100 to open the account and pays a higher interest rate (currently .25% APY) if you maintain a minimum average daily balance of $500 up to $20,000. To earn this rate you must make a deposit of at least $200 per month, have electronic statements and conduct 20 POS transactions monthly.

Learn More Sign-up


* APY stands for “Annual Percentage Yield”. APY/Rates are subject to change without notice. Your rate may increase if you do not elect an automated payment and/or based on your credit. Other restrictions and fees may apply.

Forgot Password [?]

Virtual Annual Meeting

March 24, 2021

The 2021 Opportunities Credit Union Annual Meeting will be held on April 20th at 4:00PM Please, send us an email or call for a link to our virtual meeting. email: info@oppsvt.org (802) 654-4540

Vehicle Financing

February 25, 2021

My fiancé has driven the same vehicle since he drove it off the showroom floor 13 years ago. With the decision made to retire this vehicle in favor of something more reliable and more importantly affordable, we began the process of looking for the right family vehicle.  His birthday was coming up and living through […]

Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]




Inform

  • Opportunities
    • EServices
    • Locations & Hours
    • Blog
    • Stories
    • News
    • Events
    • Contact
  • PROGRAMS
    • Savings & Checking
    • Financial Education
    • Independence Fund
    • Coming to America
  • RATES & LOANS
    • Rates
    • Energy Loans
    • Personal Loans
    • Mortgage Lending
    • Business Lending
  • LEARN MORE
    • Why OCU?
    • Invest In OCU
    • Funds Availability
    • Online Security
    • Privacy Policy
    • Luxury Expense Policy
    • Internet Gambling Notice

Explore

SHARE

VISIT

  

Connect

iphone_app_store  google_play
download youtube
Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
1.800.MasterCard

Routing Number - 011692588

 
© 2021 Opportunities Credit Union. All rights reserved. Site by Earthlogic.