Opportunities Credit Union

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Checking Accounts

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eChecking WOW Account

This account is for members who want to bank mostly electronically and pays a high rate of interest. It requires $50 to open the account and pays a higher interest rate (currently 1.5% APY) if you maintain a minimum average daily balance of $200 up to $10,000. To earn this rate you must make a direct deposit per month, have electronic statements and conduct 5 POS transactions monthly.

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Simple Checking Account

For members who want a basic checking account, the Simple Checking offers a $50 minimum to open and check writing. The account has no monthly service charges if you have electronic statements. (You may elect having paper statements for $3.00 per month.)

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Savvy Seniors  WOW Checking Account

With no minimum balance requirement or monthly service charge, this account is perfect for members 55 and over.  It provides all of the features of our e-Checking WOW account and includes 5 free money orders a month. This account is for members who want to bank mostly electronically and pays a high rate of interest. It requires $50 to open the account and pays a higher interest rate (currently 1.5% APY) if you maintain a minimum average daily balance of $200 up to $10,000. To earn this rate you must make a deposit of at least $200 per month and have electronic statements monthly.

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Money Market Checking Accounts

This account offers check writing and debit card privileges and pays higher rates as your balance grows.

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Micro Biz WOW Checking Account

This account is for businesses using a personal Tax Identification Number (TIN) or social security number. It requires $100 to open the account and pays a higher interest rate (currently 1% APY) if you maintain a minimum average daily balance of $500 up to $20,000. To earn this rate you must make a deposit of at least $200 per month, have electronic statements and conduct 20 POS transactions monthly.

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 Non-Profit WOW Checking Account

This account is for non-profit businesses who qualify under the tax code using a TIN. It requires $50 to open the account and pays a higher interest rate (currently 1% APY through 12/31/2017) if you maintain a minimum average daily balance of $500 up to $20,000. To earn this rate you must make a deposit of at least $200 per month, have electronic statements and conduct 20 POS transactions monthly.

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* APY stands for “Annual Percentage Yield”. APY/Rates are subject to change without notice. Your rate may increase if you do not elect an automated payment and/or based on your credit. Other restrictions and fees may apply.

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Taco Gordo

November 26, 2019

North Street in Burlington is home to one of Vermont’s most diverse neighborhoods. Even in the bitter winter cold, the streets were alive with music, pedestrians, the warm glow of windows and the smell of tacos.  As I walked down the snow-laden sidewalk, a hooded man and his buddy were on a second-story porch singing […]

Hiawatha Elementary School Donation

October 28, 2019

Last week we presented the winner of the fundraising raffle. Congratulations to Hiawatha Elementary School! The money was raised earlier this year by the Opportunities Credit Union golf tournament, and the @Vermont Lake Monsters. Thank you to everyone that participated, and congratulations to Hiawatha Elementary School.

Sit Pretty Pet Grooming Salon

October 8, 2019

For Abigail Terrazzano and Adeline Webb, dogs, and cats are more than just a job. It’s a way of life. They met each other working at a national box store as groomers, and they wished for a more personal experience for the animals and their owners. Just like many entrepreneurs, they had a way to […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
1.800.MasterCard

Routing Number - 011692588

 
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