Opportunities Credit Union

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Account Fees

Account Fees 
Abandoned Account Fee (Accounts with no current address and no activity for 24 months.)$150
Bank Check Fee$6
Check Cashing Fee-Non Member$40
Copies (including copies related to researcher page)$1
Copy- Corporate/Bank Check$20
Copy- Member Check (per item)$5
Copy -Money Order $20
Copy-Account Statement$0
Counter Checks (per check)$1
Early Account Closure-Closed Share within 180 Days of Opening$20
Fax Service Fee$1/per page
Inactive Account Fee ( Per month-after 12 months)$5
IRS levy$50
Money Market Account Excessive withdrawals (6 free per month)$7 per withdrawal beginning w/7th
Money Order fee$3
Non-Sufficient funds covered by overdraft protection transfer (per Transaction Fee)$3.50
Non-Sufficient funds returned/or paid (per item)$35
Notary Fee
Member
Non-Member

$5
$15
One time ACH Transfer Fee –(manual per item)$30
Paper Statement Fee (Per statement for deposit accounts)$5
Research Fee $25 / per hour (minimum 1 hr.)
Returned Mail Processing (per item)$6
Scheduled Bill Payment-(manual per item)$3.50
Stop Payment Fee- (per item)$25
Stop Payment Fee-Money Order$35
Teller Phone Transfer Fee$5

Electronic Banking

ELECTRONIC BANKING 
ATM Out of Network Transaction Fee$1.75
Debit Card Replacement Fee-Damaged Card $20
Debit Card/Lost or Stolen Fee includes replacement card.$25
Debit Card Rush/Overnight$40
Debit Card-PIN based Transactions (20 Free per month)- Select “Credit” or “Signature-Based” transactions to avoid these fees.$1.75 starting with /21st transaction
0 E-Mortgage, Loan and Deposit StatementsFREE
E-Bill PaymentsFREE
Electronic Funds Transfer-Member to Member transfers between an account at OCU and another Credit Union affiliated with Tricorp FCU.FREE
E-Banking-account history, transfers, payments and money management.FREE
Electronic Check Deposit from SMART device-Remote Check CaptureFREE
Wire-Outgoing International Per Wire$45
Wire-Outgoing Domestic Per Wire$30
Wire-Incoming Per Wire$15

Instructions for Electronic Funds Transfers:

Address:

Opportunities Credit Union

25 Winooski Falls Way, Ste. 203

Winooski, VT 05404

Phone: 1-800-865-8328

OCU’s Routing and Transit #011692588

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System Upgrade!

May 2, 2022

Mobile Banking and Ebanking will be unavailable the weekend of May 20th To better serve, our members, Opportunities Credit Union is upgrading our systems Saturday, May 21, 2022 & Sunday, May 22, 2022 What this means for you: Potential interruption of your access to your account information and funds. We appreciate your patience and apologize […]

Salt & Bubbles

February 23, 2022

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful place for her employees and guests. Kayla turned to Opportunities Credit Union as a financing partner and was pleased to experience the hands on process […]

Hinterland Bridal

February 23, 2022

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business plan. At Opportunities you are not just a number, and we spend the time to understand every project. Equipped with the right financial education we […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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