Opportunities Credit Union

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Account Fees

Account Fees 
Abandoned Account Fee (Accounts with no current address and no activity for 24 months.)$150
Bank Check Fee$6
Check Cashing Fee-Non Member$40
Copies (including copies related to researcher page)$1
Copy- Corporate/Bank Check$20
Copy- Member Check (per item)$5
Copy -Money Order $20
Copy-Account Statement$0
Counter Checks (per check)$1
Early Account Closure-Closed Share within 180 Days of Opening$20
Fax Service Fee$1/per page
Inactive Account Fee ( Per month-after 12 months)$5
IRS levy$50
Money Market Account Excessive withdrawals (6 free per month)$7 per withdrawal beginning w/7th
Money Order fee$3
Non-Sufficient funds covered by overdraft protection transfer (per Transaction Fee)$3.50
Non-Sufficient funds returned/or paid (per item)$35
Notary Fee
Member
Non-Member

$5
$15
One time ACH Transfer Fee –(manual per item)$30
Paper Statement Fee (Per statement for deposit accounts)$5
Research Fee $25 / per hour (minimum 1 hr.)
Returned Mail Processing (per item)$6
Scheduled Bill Payment-(manual per item)$3.50
Stop Payment Fee- (per item)$25
Stop Payment Fee-Money Order$35
Teller Phone Transfer Fee$5

Electronic Banking

ELECTRONIC BANKING 
ATM Out of Network Transaction Fee$1.75
Debit Card Replacement Fee-Damaged Card $20
Debit Card/Lost or Stolen Fee includes replacement card.$25
Debit Card Rush/Overnight$40
Debit Card-PIN based Transactions (20 Free per month)- Select “Credit” or “Signature-Based” transactions to avoid these fees.$1.75 starting with /21st transaction
0 E-Mortgage, Loan and Deposit StatementsFREE
E-Bill PaymentsFREE
Electronic Funds Transfer-Member to Member transfers between an account at OCU and another Credit Union affiliated with Tricorp FCU.FREE
E-Banking-account history, transfers, payments and money management.FREE
Electronic Check Deposit from SMART device-Remote Check CaptureFREE
Wire-Outgoing International Per Wire$45
Wire-Outgoing Domestic Per Wire$30
Wire-Incoming Per Wire$15

Instructions for Electronic Funds Transfers:

Address:

Opportunities Credit Union

25 Winooski Falls Way, Ste. 203

Winooski, VT 05404

Phone: 1-800-865-8328

OCU’s Routing and Transit #011692588

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We put the person in personal lending

October 17, 2022

Check out our latest video about this heart warming story of one of our members that was in a pinch!   Learn More    

Salt & Bubbles

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful […]

Hinterland Bridal

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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