Opportunities Credit Union

  • Opportunities
    • Why OCU?
    • Invest In OCU
    • Join
    • Events
    • News
    • Member Moments
    • Stories
    • Blog
    • Annual Report
    • Staying Secure Online
  • E-Services
    • E-Banking
    • Mobile Banking
    • Mobile Deposit
    • File Exchange
    • Home Self Service
    • 24 Hour Telephone Banking
  • DEPOSITS
    • Savings Accounts
    • Checking Accounts
    • Rate Board
  • Loans
    • Personal
    • Heat Saver Loan
    • Energy
    • Home
    • Business Lending
    • Rates
  • Financial Education
    • One on One Mentoring
    • Workshops
  • Contact
    • Locations & Hours
    • Forms & Applications

Borrow and Save

Borrow and Save
Borrow and $ave is a safe, convenient small dollar loan that also adds to your savings.
If you need to borrow up to $650, want more in your savings or need to avoid or payoff a “payday advance” loans, ask us how this product can help you.
Borrow and $ave provides some of the same advantages of our “Tracker Loan”: increased savings, improved credit scores with timely payments, breaking a cycle of high cost debt, paying off collections and addressing other barriers to becoming more financially stable and also give you money now.
Consider this loan if you:

  • need a small loan for an immediate need (appliances, computers, auto repairs, emergencies)
  • want to pay off or avoid a pay advance, “payday” or other high cost loan
  • have a “low credit score” or no score or credit history
  • are ready to become a better saver!

There are 2 options:

    Option 1 is a $1,000 loan
  • Repaid over 6 to 12 months

  • $650 is available at the loan closing

  • $350 is deposited into a Borrow and $ave Account

  • No Credit Investigation fee

  • Financial Education is available for free to help you budget and plan

    Option 2 is a $500 loan
  • Repaid over 6 months

  • $350 is available at the loan closing

  • $150 is deposited into a Borrow and $ave Account

  • No Credit Investigation fee

  • Financial Education is available for free to help you budget and plan


Apply Now

Forgot Password [?]

Waking Windows

March 23, 2018

Waking Windows started as a small, 12 day long festival at The Monkey House in Winooski VT in 2011 and has grown into a multi venue, multi city series of events promoting music, comedy, art, food and drink.

Winooski Small Business Loan Program Now Open

March 22, 2018

The Winooski Small Business Loan Program is currently accepting applications. This program expands the City’s commitment to economic vitality by providing access to financing for new and existing businesses in Winooski.

Nest Coffee and Bakery

July 21, 2017

Jake, owner of the Firebird Cafe, opened Nest Coffee and Bakery after realizing that what the community of Essex Junction needed and wanted was a coffee shop. He sought the support of Opportunities Credit Union to help make his dream of a coffee shop a reality.




Inform

  • MEMBERS
    • EServices
    • Locations & Hours
    • Blog
    • Stories
    • News
    • Events
    • Contact
  • PROGRAMS
    • Savings & Checking
    • Financial Education
    • Independence Fund
    • Coming to America
  • RATES & LOANS
    • Rate Board
    • Energy Loans
    • Personal Loans
    • Mortgage Lending
    • Business Lending
  • LEARN MORE
    • Why OCU?
    • Invest In OCU
    • Online Security
    • Privacy Policy
    • Luxury Expense Policy
    • Internet Gambling Notice

Explore

SHARE

VISIT

  

Connect

iphone_app_store  google_play
download youtube
Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
1.800.MasterCard

Routing Number - 011692588

 
© 2018 Opportunities Credit Union. All rights reserved. Site by Earthlogic.