Opportunities Credit Union

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Borrow and Save

Borrow and $ave is a safe, convenient small-dollar loan that also adds to your savings.

If you need to borrow up to $1625, want more in your savings or need to avoid or payoff a “high cost” loan, ask us how this product can help you.

Borrow and $ave formerly our tracker loan provides some of the same advantages: increased savings, improved plus credit scores with timely payments, breaking a cycle of high cost debt, paying off collections and addressing other barriers to becoming more financially stable and also giving you money now.

Consider this loan if you:

  • Need a small loan for an immediate need (appliances, home repair, computers, auto repairs, emergencies, security deposits, and education)
  • Want to pay off or avoid a high-cost loan
  • Have a “low credit score” or no score or credit history
  • Are ready to become a better saver

 

There are 4 options:

    Option 1 is a $500 loan
  • • Up to 12 month term

  • • $325 of the proceeds may be available at the loan closing

  • • $175 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 2 is a $1000 loan
  • • Up to 12 month term

  • • $650 of the proceeds may be available at the loan closing

  • • $350 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 3 is a $1,500 loan
  • • Up to 12 month term

  • • $975 of proceeds may be available at the loan closing

  • • $525 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 4 is a $2,500 loan
  • • Up to 36 month term

  • • $1625 of proceeds may be available at the loan closing

  • • $875 of the loan proceeds will be deposited into a Borrow and $ave Account

RATES APPLY

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System Upgrade!

May 2, 2022

Mobile Banking and Ebanking will be unavailable the weekend of May 20th To better serve, our members, Opportunities Credit Union is upgrading our systems Saturday, May 21, 2022 & Sunday, May 22, 2022 What this means for you: Potential interruption of your access to your account information and funds. We appreciate your patience and apologize […]

Salt & Bubbles

February 23, 2022

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful place for her employees and guests. Kayla turned to Opportunities Credit Union as a financing partner and was pleased to experience the hands on process […]

Hinterland Bridal

February 23, 2022

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business plan. At Opportunities you are not just a number, and we spend the time to understand every project. Equipped with the right financial education we […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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