Opportunities Credit Union

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Borrow and Save

Borrow and $ave is a safe, convenient small-dollar loan that also adds to your savings.

If you need to borrow up to $1625, want more in your savings or need to avoid or payoff a “high cost” loan, ask us how this product can help you.

Borrow and $ave formerly our tracker loan provides some of the same advantages: increased savings, improved plus credit scores with timely payments, breaking a cycle of high cost debt, paying off collections and addressing other barriers to becoming more financially stable and also giving you money now.

Consider this loan if you:

  • Need a small loan for an immediate need (appliances, home repair, computers, auto repairs, emergencies, security deposits, and education)
  • Want to pay off or avoid a high-cost loan
  • Have a “low credit score” or no score or credit history
  • Are ready to become a better saver

There are 4 options:

    Option 1 is a $500 loan
  • • Up to 12 month term

  • • $325 of the proceeds may be available at the loan closing

  • • $175 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 2 is a $1000 loan
  • • Up to 12 month term

  • • $650 of the proceeds may be available at the loan closing

  • • $350 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 3 is a $1,500 loan
  • • Up to 12 month term

  • • $975 of proceeds may be available at the loan closing

  • • $525 of the loan proceeds will be deposited into a Borrow and $ave Account
    Option 4 is a $2,500 loan
  • • Up to 36 month term

  • • $1625 of proceeds may be available at the loan closing

  • • $875 of the loan proceeds will be deposited into a Borrow and $ave Account

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Virtual Annual Meeting

March 24, 2021

The 2021 Opportunities Credit Union Annual Meeting will be held on April 20th at 4:00PM Please, send us an email or call for a link to our virtual meeting. email: info@oppsvt.org (802) 654-4540

Vehicle Financing

February 25, 2021

My fiancé has driven the same vehicle since he drove it off the showroom floor 13 years ago. With the decision made to retire this vehicle in favor of something more reliable and more importantly affordable, we began the process of looking for the right family vehicle.  His birthday was coming up and living through […]

Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

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1.800.528.2273
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Routing Number - 011692588

 
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