Opportunities Credit Union

  • Open an Account
  • About Us
    • Frequently Asked Questions
    • Updates
      • News
      • Member Moments
    • Careers
    • Forms & Disclosures
    • Contact
    • Locations & Hours
    • File Exchange
    • Staying Secure Online
  • The OCU Story
    • Why OCU?
      • Opportunities in the news…
    • Invest In OCU
    • Our CDFI Impact
    • Strategic Plan
    • Annual Report
    • Board of Directors
  • Deposits
    • Mobile Banking
    • Mobile Deposit
    • Money Desktop
    • Savings Accounts
    • Checking Accounts
    • Check Our Latest Deposit Rates
    • Fee Schedule
  • Loans
    • Business Loans
    • Home Loans
    • Personal Loans
    • Home Self Service
    • Energy
    • Winooski Housing Trust Fund
    • Check Our Latest Loan Rates
    • Fee Schedule
  • Financial Counseling
    • Business Sense
    • Workshops and Events
  • Log In

Business Lending

In Vermont, small and micro businesses build strong communities and create jobs. Opportunities Credit Union has a variety of loans tailored to small and medium-sized businesses.  We start by listening to your needs.  For more information, contact Jennifer Muhindo at 802-495-5476 or email lending@oppsvt.org.

Looking for a micro business loan? Opportunities Credit Union has loans that may work for entrepreneurs who require less than $10,000.  Ask us about our Gardner Loan Fund terms!

We recognize that historically, access to financing has been limited for business owners with low or no credit score.  To address this inequity, our Impact Loan Fund doesn’t require a business owner’s credit score.  Ask about our Impact Loan Fund by emailing lending@oppsvt.org.

Opportunities Credit Union offers special business loans to that may be partly guaranteed by the Vermont Small Business Administration (SBA) under these programs: the 7(A) Loan, SBA Express, Export Express, 504 Loan and SBA Veterans Advantage Lender. Contact us at lending@oppsvt.org to see if you qualify.

We lend to start-up businesses and we help you as you grow!

WhyChoose
biz-bottom

Learn More






Log In





Our Impact

February 9, 2024

Opportunities turns 35 this year, so it’s time to look back at our Impact over time. We have made just over $650 MILLION in community development loans since we were […]

When Dreams Come True – We Smile!

July 21, 2023

At Opportunities, when a family buys their first home, we smile. When we can help them find $50,000 toward their down payment, the smiles spread beyond our branches to our […]

Buying a house for the grandchildren

June 6, 2023

When one of our members was awarded full custody for her 4 grandchildren, her rental apartment all of a sudden was a tight squeeze. Diane was living self-sufficiently in a […]




Inform

  • Opportunities
    • EServices
    • Locations & Hours
    • Blog
    • Stories
    • News
    • Events
    • Contact
  • PROGRAMS
    • Savings & Checking
    • Our Money Sense Program
    • Independence Fund
  • RATES & LOANS
    • Check Our Latest Deposit Rates
    • Energy Loans
    • Personal Loans
    • Mortgage Lending
    • Business Lending
  • LEARN MORE
    • Frequently Asked Questions
    • Why OCU?
    • Invest In OCU
    • Funds Availability
    • Online Security
    • Privacy Policy
    • Luxury Expense Policy
    • Internet Gambling Notice

Explore

SHARE

VISIT

  

Connect

iphone_app_store  google_play
download youtube
Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
© 2025 Opportunities Credit Union. All rights reserved. Site by Earthlogic.

One-on-One Business Counseling

Name(Required)

Business Sense

Name(Required)