Opportunities Credit Union

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Check Our Latest Deposit Rates

Basic Savings

RATEAPY**MINIMUM BALANCE REQUIREDMONTHLY SERVICE CHARGE
.10%.10%$25Free

Details and Requirements Fees & Penalties

WOW Checking

RATEBALANCEAPY**BALANCE REQUIREDMONTHLY SERIVCE CHARGE
.0% $0 - $199-$50Free
.15%$200 - $49,999.15%$200Free
.30%Over $50,000.30%$200Free

Details and Requirements Fees & Penalties

Money Market Draft

REQUIRED BALANCE TO EARN INTERESTRATEAPY**
$0 - $499.005%.005%
$500 - $9,999.50%.501%
$10,000 - $49,999.50%.501%
$50,000 - $99,9992.00%2.018%
$100,000 and over2.25%2.273%

Details and Requirements Fees & Penalties

Money Market Shares

Required Balance to Earn InterestRatesAPY**
$0 - $499.005%.005%
$500 - $9,999.50%.501%
$10,000 - $49,999.50%.501%
$50,000 - $99,9992.00%2.018%
$100,000 and over2.25%2.273%

Details and Requirements Fees & Penalties

Super-Duper Kids’ Savings

RATEAPY**MINIMUM BALANCE MINIMUM BALANCE TO EARN INTERESTMONTHLY SERVICE FEE
.25%.25%$25$25Free

Details and Requirements Fees & Penalties

Member CDs and IRA CDs

TIMERATEAPY**MINIMUM BALANCE TO EARN INTEREST
3-Month3.75%3.803%$500
6-Month4.00%4.060%$500
12-Month3.75%3.803%$500
18-Month3.25%3.290%$500
24-Month3.00%3.034%$500
36-Month2.75%2.778%$500
48-Month2.50%2.524%$500
60-Month2.25%2.269%$500
10 Month Special4.10%4.163%$500

Details and Requirements Fees & Penalties

 

 

 


Details:

APR* = annual percentage rate is the annual rate charged for borrowing or earned through an investment. 

APY** = annual percentage yield is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest.

APY is based on monthly interest compounding for Regular Member Savings, E-Checking Account and Savvy Senior Checking Account. Quarterly interest compounding applies to all Certificates of Deposit and assumes interest remains in the account until closed.

Penalties may apply for early withdrawal of Certificates of Deposit. These will automatically renew at maturity unless funds are withdrawn or a written notice is received within the 10 day grace period.

Rates may change without notice.






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Our Impact

February 9, 2024

Opportunities turns 35 this year, so it’s time to look back at our Impact over time. We have made just over $650 MILLION in community development loans since we were […]

When Dreams Come True – We Smile!

July 21, 2023

At Opportunities, when a family buys their first home, we smile. When we can help them find $50,000 toward their down payment, the smiles spread beyond our branches to our […]

Buying a house for the grandchildren

June 6, 2023

When one of our members was awarded full custody for her 4 grandchildren, her rental apartment all of a sudden was a tight squeeze. Diane was living self-sufficiently in a […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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