Opportunities Credit Union

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Credit Builder

We offer loans to help our members build or repair credit regardless of their current financial situation. Our goal is to help you obtain home ownership, rental housing, or a car to get to and from work. Our financial mentors can assist you with this process so that your credit score does not continue to hold you back. Let us help you find your next Opportunity.

In a traditional loan, the borrower receives the money when the loan is closed. In our credit builder (Tracker) loan, the funds are placed in the borrowers account and placed on hold. As the borrower makes payments on the loan, the payment history is reported to the credit bureau; creating or re-establishing a positive payment history in the credit report. The loan size and monthly payment are based on affordability so the monthly payments can be small.

Once the loan has been paid in full the funds are released to the borrower with no restrictions. The funds can be used to pay off outstanding collections, used as a security deposit for housing or as a down payment for an auto purchase.

Call to find out more: 800-865-8328

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We put the person in personal lending

October 17, 2022

Check out our latest video about this heart warming story of one of our members that was in a pinch!   Learn More    

Salt & Bubbles

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful […]

Hinterland Bridal

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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