Opportunities Credit Union

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Credit Builder

We offer loans to help our members build or repair credit regardless of their current financial situation. Our goal is to help you obtain home ownership, rental housing, or a car to get to and from work. Our financial mentors can assist you with this process so that your credit score does not continue to hold you back. Let us help you find your next Opportunity.

In a traditional loan, the borrower receives the money when the loan is closed. In our credit builder (Tracker) loan, the funds are placed in the borrowers account and placed on hold. As the borrower makes payments on the loan, the payment history is reported to the credit bureau; creating or re-establishing a positive payment history in the credit report. The loan size and monthly payment are based on affordability so the monthly payments can be small.

Once the loan has been paid in full the funds are released to the borrower with no restrictions. The funds can be used to pay off outstanding collections, used as a security deposit for housing or as a down payment for an auto purchase.

Call to find out more: 800-865-8328

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System Upgrade!

May 2, 2022

Mobile Banking and Ebanking will be unavailable the weekend of May 20th To better serve, our members, Opportunities Credit Union is upgrading our systems Saturday, May 21, 2022 & Sunday, May 22, 2022 What this means for you: Potential interruption of your access to your account information and funds. We appreciate your patience and apologize […]

Salt & Bubbles

February 23, 2022

Kayla had a vision for a new wine and market platform. She wanted to make a wine bar that housed affordable, ethically made wines and a to create a meaningful place for her employees and guests. Kayla turned to Opportunities Credit Union as a financing partner and was pleased to experience the hands on process […]

Hinterland Bridal

February 23, 2022

Here is the story of Hinterland Bridal shop in Burlington. Hinterland shop owner Zari found it difficult to get a loan with traditional banking, but she had a sound business plan. At Opportunities you are not just a number, and we spend the time to understand every project. Equipped with the right financial education we […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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