Account Fees

Account Fees
Abandoned Account Fee (Accounts with no current address and no activity for 24 months.)	$150
ACH Return Fee	$25
Bank Check Fee	$6
Check Cashing Fee-Non Member	$40
Copies (including copies related to researcher page)	$1
Copy- Corporate/Bank Check	$20
Copy- Member Check (per item)	$5
Copy -Money Order	$20
Copy-Account Statement	$0
Counter Checks (per check)	$1
Early Account Closure-Closed Share within 180 Days of Opening	$20
Fax Service Fee	$1/per page
Inactive Account Fee ( Per month-after 12 months)	$5
IRS levy	$50

Money Order fee	$3
Non-Sufficient funds covered by overdraft protection transfer (per Transaction Fee)	$3.50
Non-Sufficient funds returned/or paid (per item)	$35
Notary Fee	Free
One time ACH Transfer Fee –(manual per item)	$30
Paper Statement Fee (Per statement for deposit accounts)	$5
Research Fee	$25 / per hour (minimum 1 hr.)
Returned Mail Processing (per item)	$6
Scheduled Bill Payment-(manual per item)	$3.50
Stop Payment Fee- (per item)	$25
Stop Payment Fee-Money Order	$35

Electronic Banking

ELECTRONIC BANKING
ATM Out of Network Transaction Fee	$2.25
Debit Card Replacement Fee-Damaged Card	$20
Debit Card/Lost or Stolen Fee includes replacement card.	$25
Debit Card Rush/Overnight	$40
Debit Card-PIN based Transactions (20 Free per month)- Select “Credit” or “Signature-Based” transactions to avoid these fees.	$2.25 starting with /21st transaction
0 E-Mortgage, Loan and Deposit Statements	FREE
E-Bill Payments	FREE
Electronic Funds Transfer-Member to Member transfers between an account at OCU and another Credit Union affiliated with Tricorp FCU.	FREE
E-Banking-account history, transfers, payments and money management.	FREE
Electronic Check Deposit from SMART device-Remote Check Capture	FREE
Wire-Outgoing International Per Wire	$45
Wire-Outgoing Domestic Per Wire	$30
Wire-Incoming Per Wire	$15

Address:

Opportunities Credit Union

25 Winooski Falls Way, Ste. 203

Winooski, VT 05404

Phone: 1-800-865-8328

OCU’s Routing and Transit #011692588