Opportunities Credit Union

  • Opportunities
    • Why OCU?
    • Invest In OCU
    • Join
    • Events
    • News
    • Member Moments
    • Stories
    • Blog
    • Annual Report
    • Staying Secure Online
    • Careers
  • E-Services
    • E-Banking
    • Mobile Banking
    • Mobile Deposit
    • File Exchange
    • Home Self Service
  • DEPOSITS
    • Savings Accounts
    • Checking Accounts
    • Rate Board
  • Loans
    • Personal
    • Home Energy Loan by VEIC
    • Energy
    • Home
    • Business Lending
    • Rates
  • Financial Education
    • One on One Mentoring
    • Workshops
    • Money $ense Intake Form
  • Contact
    • Locations & Hours
    • Forms & Applications

One on One Mentoring

banner2

preandpost

Pre Purchase Home Ownership Financial Mentoring

Buying a home is one of the most important purchases in your life. One of our trained financial mentors will assess your financial situation to see if you are ready for home ownership, as well as, to guide you through the process and provide you with valuable information in order to understand how to be a successful homeowner. Being financially educated will prepare you for the many steps needed to succeed. Working with a financial mentor will help you to understand the importance of good credit, the roles of the home inspector, lender, appraiser and the mortgage and closing process.

Forms Contact


post_pre

Post Purchase Home Ownership Financial Mentoring

Keeping your home and protecting your investment in this asset can be challenging. Our Financial Mentor will work with you to develop savings for unexpected repairs, losses in income and personal emergencies. This will help you to monitor your debt, increase your savings and protect your credit for other borrowing needs.

Forms Contact


foreclosure

Foreclosure & Default Intervention

If you are at risk of foreclosure or fear losing your home; early intervention will help you understand the choices available to you and to plan for your future.
The possibility of losing your home can be devastating and overwhelming. Our Certified Financial Mentors have the resources and tools to help you navigate the process. Together you will discuss options and alternatives available to your unique situation.

Forms Contact


benfit_check

$avvy Seniors Benefit Checkup

Aged 55 and over?  Not sure if you are taking advantage of all of the benefits available to you? Struggling to find ways to meet your expenses and daily living needs? Need to find a part-time job? Want some money saving tips?

Working with a Financial Mentor you will complete a benefits check-up questionnaire and will receive a detailed report listing social security, Medicare/Medicaid, and health care benefits you may be eligible for, as well as, programs for money saving, social activities or living with a disability.  Your customized report will guide you in accessing program that may interest you.

Forms Contact


creditbuilding

Credit Building & Repair

Is a lack of credit or a low credit score preventing you from owning or renting a home, buying a vehicle or obtaining affordable financing? Our Financial Mentors can assist you in rebuilding and repairing your credit. A healthy credit score & history are a necessity in today’s financial world. Credit Scores play an important role in your ability to rent an apartment, get a job and qualify for a loan.  We will assist you in identifying the factors that contribute to your credit score and help you develop an action plan to address issues negatively affecting your credit score.

Forms Contact


budgeting

Budgeting

Can’t seem to make ends meet? Not sure where your money is going? We can assist you with creating a budget that will work within your current financial situation and teach you ways to save and get back on track. Using a budget consistently can help you save, manage over-spending and meet your daily/ weekly or monthly expenses. Our Financial Mentors will work with you to develop a realistic budget to fit your current financial situation.

Forms Contact


Forgot Password [?]

Taco Gordo

November 26, 2019

North Street in Burlington is home to one of Vermont’s most diverse neighborhoods. Even in the bitter winter cold, the streets were alive with music, pedestrians, the warm glow of windows and the smell of tacos.  As I walked down the snow-laden sidewalk, a hooded man and his buddy were on a second-story porch singing […]

Hiawatha Elementary School Donation

October 28, 2019

Last week we presented the winner of the fundraising raffle. Congratulations to Hiawatha Elementary School! The money was raised earlier this year by the Opportunities Credit Union golf tournament, and the @Vermont Lake Monsters. Thank you to everyone that participated, and congratulations to Hiawatha Elementary School.

Sit Pretty Pet Grooming Salon

October 8, 2019

For Abigail Terrazzano and Adeline Webb, dogs, and cats are more than just a job. It’s a way of life. They met each other working at a national box store as groomers, and they wished for a more personal experience for the animals and their owners. Just like many entrepreneurs, they had a way to […]




Inform

  • MEMBERS
    • EServices
    • Locations & Hours
    • Blog
    • Stories
    • News
    • Events
    • Contact
  • PROGRAMS
    • Savings & Checking
    • Financial Education
    • Independence Fund
    • Coming to America
  • RATES & LOANS
    • Rate Board
    • Energy Loans
    • Personal Loans
    • Mortgage Lending
    • Business Lending
  • LEARN MORE
    • Why OCU?
    • Invest In OCU
    • Online Security
    • Privacy Policy
    • Luxury Expense Policy
    • Internet Gambling Notice

Explore

SHARE

VISIT

  

Connect

iphone_app_store  google_play
download youtube
Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
1.800.MasterCard

Routing Number - 011692588

 
© 2019 Opportunities Credit Union. All rights reserved. Site by Earthlogic.