Opportunities Credit Union

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Our CDFI Impact

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Opportunities Credit Union is proud to be a Community Development Financial Institution (CDFI)


As a Community Development Financial Institution, we are dedicated to providing responsible and affordable lending options in Vermont to assist low-income, low-wealth and disadvantaged individuals and communities. Our goal is to help these communities build wealth and become more economically stable. We are proud to bring CDFI services to the communities we serve, as every job generated, project financed, and home bought or constructed represents a crucial advancement in transforming the lives of those in our community.

These are just some of the many ways we’ve embodied our CDFI standing in the community:

  • We’ve received $17,279,306 in Financial Assistance Awards and $289,055 in Technical Assistance Awards since becoming a CDFI.
  • We made an impact on low-income Vermonters.  In 2022, 94.5% of the funds we lent went to low-income Vermonters.
  • We protected our membership by bolstering our Loan Loss Reserve.
  • CDFI grants helped fund our Money Sense Financial Counseling Program, which has provided free financial counseling services to 1572 Vermonters in 2022 alone, and to nearly 2,700 Vermonters since 2021.
  • In 2022, we used CDFI funds and a grant from Northfield Savings to set up the Impact Loan Fund, a small business loan fund that doesn’t rely on a borrower’s credit scores.
  • We have used CDFI funds to run the Gardner/Goldman Microbusiness Fund, providing affordable small and microbusiness loans to 43 small businesses.
  • We installed a new core server that processed 788,000 transactions in 2022.
  • We are the only CDFI Credit Union in Vermont, and we have participated with the CDFI Program since 1997.





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Our Impact

February 9, 2024

Opportunities turns 35 this year, so it’s time to look back at our Impact over time. We have made just over $650 MILLION in community development loans since we were […]

When Dreams Come True – We Smile!

July 21, 2023

At Opportunities, when a family buys their first home, we smile. When we can help them find $50,000 toward their down payment, the smiles spread beyond our branches to our […]

Buying a house for the grandchildren

June 6, 2023

When one of our members was awarded full custody for her 4 grandchildren, her rental apartment all of a sudden was a tight squeeze. Diane was living self-sufficiently in a […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

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AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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