With a high rate of interest, this account allows you to bank electronically when and where you want and features a full range of electronic banking solutions to meet the needs of members on the go. This account provides additional benefits for Members 55 and older.
Savvy Senior WOW Benefits
- Pays a competitive rate of interest on smaller balances (up to $200 and amounts over $10,000) and a high rate of interest on balances from $200 to $10,000*
- Unlimited Free Signature Based Debit Card Transactions
- 10 free monthly PIN Based transactions
- Free debit card
- Free direct deposit
- Free automated transfers to savings, checking or for loan payments
- Electronic Statements
Other Benefits for Savvy Seniors
- 5 Free Money Orders per month
- 5 Free Overdraft Protection transfers per month
Other Related Products
- Free Bill Payment
- Free Mobile Banking
- Free Telephone Banking
- Free Remote Check Capture/Electronic Deposits
- Free Money Desktop (Account Management Tool with Budgeting Tools and Account Alerts)
- Debit Card Member Control Features (allows you to activate and deactivate your card as needed)
To earn interest, you must meet these monthly requirements:
1. Maintain an average monthly balance of $500-$10,000.
2. Complete 5 debit card transactions.
3. Have at least 1 direct deposit of at least $200
4. Must be signed up to receive e-statements.
Account earns interest through 12/31/2016 as follows
|Monthly Average Balance||Annual Percentage Yield||WOW Requirements to Earn Interest Met?|
|$10,000.01 or greater||.10% APY||Yes|
|All balances||0% APY||No|
* APY stands for “Annual Percentage Yield”. APY/Rates are subject to change without notice. Other restrictions and fees may apply.