Opportunities Credit Union

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Simple 5

Simple 5 is a good choice for members who need an affordable, small loan of up to $5,000.

Members who qualify will fit into one of two categories. They must have a current home loan or a large secured consumer loan with on-time payments to Opportunities Credit Union. It will also be available to members without a current relationship described above.

Consider this loan if you:

  • Currently, have a mortgage with us and have consistently made timely loan payments
  • Have borrowed from us multiple times and have always met the terms of your loan
  • If you have a credit score of 680 or higher and no delinquent credit

Terms

  • Loan amount up to $5,000
  • Flexible repayment terms up to a 36-month term
  • Quick turnaround from application to closing for qualified members
  • Are current on your bills and have no outstanding collections or charge offs

Requirements

  • A checking account and direct payroll deposit is required with Opportunities
  • Automated loan payment from an account with us
  • Monitor your loan activity through E-Banking and electronic statements

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Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]

What do you think about financial counseling?

December 14, 2020

I started financial counseling during the foreclosure crisis in 2008. A decade ago many of my clients felt isolated by their financial struggles. It was challenging for adults who struggled with their finance to find professional assistance, and the area of personal finance appeared to be an exclusive world. Today, I hear more people speaking […]

Simple 5 Loan – Get a quick loan to help out this holiday season

November 21, 2020

The weather has gotten cooler, and we’ve taken out our winter clothing. The holiday season is coming up, and so is the snow. At Opportunities Credit Union (OCU) we’re working hard to wrap up 2020, and we continue to innovate ways to best serve our customers.   This time of year can be difficult for […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

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1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
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Routing Number - 011692588

 
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