Opportunities Credit Union

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Why OCU?


We are focused on improving the financial stability of Vermonters and our community. Our members come from over 220 towns in Vermont and over 42 countries of origin. Each member has his or her own unique story and financial goals. Our investors and partners are equally focused on having an impact in our target market.

Mission Statement:

To create wealth and promote economic development by bringing affordable capital and financial services to low-income and other traditionally underserved populations.

Our motto “We don’t say ‘no’, we say when” reinforces our mission:

Opportunities Credit Union provides innovative and affordable loan and deposit programs for credit building and repair, business and home ownership, consumer needs, modified vehicles, adaptive equipment and energy improvements along with financial education and counseling solutions that have been tailored for our target market. We offer solutions & provide an “Asset Path” to financial security. Given our mission and target market, Opportunities Credit Union faces unique opportunities and challenges specific to credit unions who service the financial needs of people of modest income and assets. These realities are factored into the design of our products, services and delivery systems.

OCU brings unique assets to any community development partnership. We coordinate with a wide range of public/ private entities to gain access to different segments of our target market & leverage our joint resources. Our collaborations and support includes hundreds of partners, social and community investors, foundations and friends who choose to share their resources and place their money with us in order to allow us to continue to improve the lives of their families, co-workers, friends and communities. Please check out our unique products and services and read more about us in our annual report.

We welcome you to join Opportunities and to share in improving the lives of all Vermonters!

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Interested in an internship, research project, or a collaboration? Please contact us:

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Our Impact

February 9, 2024

Opportunities turns 35 this year, so it’s time to look back at our Impact over time. We have made just over $650 MILLION in community development loans since we were […]

When Dreams Come True – We Smile!

July 21, 2023

At Opportunities, when a family buys their first home, we smile. When we can help them find $50,000 toward their down payment, the smiles spread beyond our branches to our […]

Buying a house for the grandchildren

June 6, 2023

When one of our members was awarded full custody for her 4 grandchildren, her rental apartment all of a sudden was a tight squeeze. Diane was living self-sufficiently in a […]




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1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

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AFTER HOURS 1-888-263-3370

Routing Number - 011692588

 
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