Opportunities Credit Union

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WOW Auto

The WOW Auto Loan is a great option if you are paying too much on your car loan such as:

  • You owe more than their vehicle’s current NADA/ “blue” book value
  • You have a high-interest rate or payment on your auto loan
  • You need to buy a newer vehicle and you lack a down payment
  • You don’t have savings set aside to cover an unplanned vehicle repair bill

Members who use this product:

  • Owe more than the current value of their vehicle
  • Have a high-interest rate or monthly payment
  • Want to buy or refinance with a “fair and affordable” rate and monthly payment
  • Pay their bills on time
  • Have been at their current job and address for at least 12 months
  • Would like to review options for lowering their monthly bills

Terms

  • Borrow up to $30,000 for a vehicle that is the model year 2010 or newer
  • The vehicle’s value must equal and secure at least 70% of the loan amount
  • Financial Counseling is available for free and may be required if you have not yet established a timely payment history or have outstanding collections

Other Requirements:

A checking account and direct payroll deposit are required with Opportunities along with an electronic payment as part of this account. You are encouraged to use our free E-banking services, automated account alerts, financial education, and counseling to help with timely payments.

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Challenges of Finance Being a Single Working Mom

January 13, 2021

The author of this blog qualified for an auto loan after working with Andrea Heller, our Money Sense Manager, to tackle bill paying and face down a creditor. I am a single mother and an educator. My child has complicated health and educational needs. We have moved many times in the past two decades, and […]

What do you think about financial counseling?

December 14, 2020

I started financial counseling during the foreclosure crisis in 2008. A decade ago many of my clients felt isolated by their financial struggles. It was challenging for adults who struggled with their finance to find professional assistance, and the area of personal finance appeared to be an exclusive world. Today, I hear more people speaking […]

Simple 5 Loan – Get a quick loan to help out this holiday season

November 21, 2020

The weather has gotten cooler, and we’ve taken out our winter clothing. The holiday season is coming up, and so is the snow. At Opportunities Credit Union (OCU) we’re working hard to wrap up 2020, and we continue to innovate ways to best serve our customers.   This time of year can be difficult for […]




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Click For Locations and Hours

1.800.865.8328 Toll Free
1.802.654.4540 Direct
1.802.654.4551 Fax

REPORT A LOST OR STOLEN CARD
1.800.528.2273
1.800.889.5280 (Fraud Prevention Hotline)
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Routing Number - 011692588

 
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